After retirement, most people see their annual income drop, and that's one of the things that makes an IRA so attractive.

Early withdrawals are generally subject to a 10% penalty, in addition to normal income taxes. But there are lots of exceptions—including some new ones. Here's the latest.

Starting retirement saving so young can cement good financial habits and allow you investments to grow even more.

Learn why homebuyers who need to come up with upfront costs like down payments should consider carefully before using ...

From teenagers to octogenarians, Americans like him are pouring money into Roth accounts, both contributing directly and ...

Matt is currently Head of the Coverage Team at The Motley Fool. He has been a full-time Motley Fool employee since 2012 and is a former advisor and analyst for multiple Motley Fool services.

Explore the key differences between annuities and CDs, focusing on tax deferral benefits and income distribution flexibility.

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed ...

The accounts can be involuntarily rolled over to an individual retirement account (IRA) in your name. That IRA is at least tax-deferred, so you don’t take the tax hit. The bad news is that so ...