Early withdrawals are generally subject to a 10% penalty, in addition to normal income taxes. But there are lots of exceptions—including some new ones. Here's the latest.

After retirement, most people see their annual income drop, and that's one of the things that makes an IRA so attractive.

From teenagers to octogenarians, Americans like him are pouring money into Roth accounts, both contributing directly and ...

Learn about SIMPLE IRA plans, including contribution limits, how they compare to Roth IRAs, and the benefits SIMPLE IRAs provide.

I'm 49 years old and have nothing saved for retirement — what should I do? Don't panic. Here are 5 of the easiest ways you can catch up (and fast) Gain potential quarterly incom ...

Learn how required minimum distributions (RMDs) affect your traditional IRA balance, how to calculate them and strategies to ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed ...

Matt is currently Head of the Coverage Team at The Motley Fool. He has been a full-time Motley Fool employee since 2012 and is a former advisor and analyst for multiple Motley Fool services.

Gold has badly outperformed equities this year, and holing the precious yellow metal in a tax-deferred retirement account has ...

Explore the key differences between annuities and CDs, focusing on tax deferral benefits and income distribution flexibility.

The accounts can be involuntarily rolled over to an individual retirement account (IRA) in your name. That IRA is at least tax-deferred, so you don’t take the tax hit. The bad news is that so ...