Gold has badly outperformed equities this year, and holing the precious yellow metal in a tax-deferred retirement account has ...

Early withdrawals are generally subject to a 10% penalty, in addition to normal income taxes. But there are lots of ...

Explore the key differences between annuities and CDs, focusing on tax deferral benefits and income distribution flexibility.

Investing is one of the best ways to build long-term wealth, but picking the right type of account can feel confusing. You ...

ICI’s research shows that individual retirement accounts are a significant component of U.S. households’ retirement planning.

You can superfund a child's 529 account by making a lump-sum contribution of up to $95,000 ($190,000 if you're a married ...

Newly or nearly retired Americans may feel sick from wild market swings and want to head for the exits. That's the worst ...

Socking away money for retirement is something that’s top of mind for many people. Here's what to know about traditional and ...

Splitting retirement funds into three buckets with distinct tax treatments can help you avoid a nasty tax bill down the line.

Social Security is based on lifetime earnings. The first step in calculating retired-worker benefits is adjusting (or ...

Trump's imposition of new tariffs, even with a pause on some, upsets the financial landscape. Here are tips to ride out tariff turmoil or a recession.

Several 401(k) retirement account members have reported thousands of dollars in losses after just two days of stock market ...