For example, according to data from the FDIC, the average rate on a 12-month CD is 1.78% as of March 2025, while the same term from Navy Federal currently earns 4.00% APY. This credit union’s ...

Digital Federal Credit Union offers three 2-year CD options, each with competitive rates. Its QuickStart Certificate only requires $100 to open the account for members who are 23 and younger.

You can find the best 3-year CD rates from online financial institutions. Credit Human Federal Credit Union currently offers the highest CD rate for a 3-year CD, at 4.31% APY. We check rates daily ...

The Federal Reserve’s rate hikes have made interest-bearing accounts like certificates of deposit (CDs) a better investment. When you invest in a CD ... Alliant Credit Union offers different ...

Pentagon Federal ... are the credit union equivalent of the certificates of deposit (CDs) found at banks. PenFed’s certificate rates tend to be competitive with the best CD rates from online ...