With the right Excel templates, you can budget, track expenses, and plan for the future—all without breaking a sweat. The ...

Categorizing your expenses will help you not only track how much you’re spending, but also see where your money is going. Some personal finance websites and credit cards automatically tag your ...

Be sure to include credit card debt ... so they can track and categorize expenses for you. Keep in mind that some budgeting apps are free, while others charge a monthly or annual fee.