Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a ...

PPO stands for preferred provider organization ... The downsides to these plans include higher premiums and smaller provider networks. The latter issue could pose a challenge if you travel often.

HSAs offer triple tax benefits and investment growth but require high-deductible plans. PPO plans reduce out-of-pocket medical costs but come with higher premiums. Choose HSAs for future savings ...