Commissions do not affect our editors' opinions or evaluations. Your savings, debts, income and family situation all play roles in figuring out how much life insurance you need. You want a death ...

The idea of life insurance is unpleasant in nature ... If a client comes back, as many do, with no insurance need but is carrying three policies with $500,000 in combined coverage, we will ...

So which types of insurance do you really need, and which ones are a waste of your hard-earned ... Of course, there’s insurance for life, and for disability — Gray says these are only necessary if ...

How can you determine how much insurance you truly need, though? The first question to ask yourself is: Do you want or need life insurance? Since “want” is a very personal topic, I won’t ...

if you do not have dependents or your debts lessen as you age, you may not need as much coverage. In any case, we recommend speaking with a financial advisor to determine how much life insurance ...

A Certified Financial Planner looks at the different strategies to ask your own advisor: Is life insurance the answer?

Get the protection you need at the right price. I mention life insurance because you expressed a concern about your kids losing 50% of your RRIF to taxes when you pass. Life insurance is a ...